Earn the Commission You Deserve

Write your New York State mandated DBL coverage policies through us, and earn commission for your sales.

DBL coverage (Disability Benefits Law) insurance is mandated in New York State. If you write your customers’ policies through NYSIF, you are literally leaving money on the table. Only privatized disability insurance sales earn commission for the brokers. Why walk away from commission for selling the same product, with better service and options to offer greater benefits with Enriched DBL?

Bind Your New York State DBL Coverage Right Now

InsuranceWholesaler.net makes it easy to bind pooled DBL coverage for organizations with under 50 lives. In addition, your customers will enjoy personalized service, easy online payments and claims and more, when we act as your back office support staff.

Simply choose a carrier below and follow the directions to bind coverage online in minutes.

Questions about commission rates you receive directly from each carrier? Call our office at 800-325-2777 and we will help. Additionally, to bind DBL coverage for organizations with more than 50 lives, contact us now for personalized service and a fast quote.

New York State DBL Pooled Rates-To Bind Coverage for Under 50 Lives*


Select a Carrier below to get started:
  Company Rating Quarterly Male/Female Monthly Proprietor Coverage Annual inAdvance
AMTrust Group A $2.90/M
$6.35/F
$9.50 $19.80/M
$45.00/F
ShelterPoint Life A- $2.15/M
$4.60/F
$1.75/Male $3.80/Female $21.00/M
$45.60/F
Guardian A++ $2.60/M
$5.75/F
$6.85 $23.16/M
$53.88/F
Hartford A $2.06/M
$4.20/F
$10.50 $20.08/M
$46.70/F
Standard Security A- $1.50/M
$3.30/F
$9.36 $18.00/M
$39.60/F

*All community rates are subject to carriers minimum premium.

Contact us for the commission you receive directly from the carriers above.

Please click here to see a list of our Group Ancillary Carriers for Life/AD&D, LTD, STD, Dental & Vision.

All Fields Required Otherwise State N/A

Click here to get started.

AmTrust offers an electronic process that will allow you to submit your application in realtime. This process will enable you to receive approved policies. The DBL Center thanks you for selecting AmTrust.

If you need assistance with any Statutory quotes for over or under 50 lives click here to see a list of our staff members in each department.

Click here to get started.
No Logins Required to bind New DBL Applications.

ShelterPoint offers an electronic process that will allow you to submit your application in realtime. This process will enable you to receive approved policies and remit payments online.

The DBL Center thanks you for selecting ShelterPoint Life. Please Click Here to login to issue Certificates of Insurance and View Your Book of Business!

If you need assistance with any Statutory quotes for over or under 50 lives click here to see a list of our staff members in each department.

Yes   No
Download New York Enriched DBL Products from Zurich (PDF)
2x $340
3x $510
4x $680
5x $850
Download New York Enriched DBL Products from ShelterPoint Life Insurance (PDF)
1.5x $255
2x $340
3x $510
4x $680
5x $850
  • In Hospital
  • Yes
  • No
  • AD&D Rider
  • Yes
  • No
  •  
  • 25K
  • 50K
Download New York Enriched DBL Products from Guardian (DOC) Enter Dollar Amount ($250 / $500 / $700)
  •  
  • Adding Another Line
  • Yes
  • No
Download New York Enriched DBL Products from Standard Security Life (PDF)
  • 50% Plan ($200-$500 - $50 increments)
  • 60% Plan ($200-$350 - $50 increments)
  • Enter Dollar Amount

 



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AmTrust

The DBL Center trusts AmTrust as one of our choice carriers. The company’s service-based culture is focused on broker satisfaction and success. The carrier offers an easy electronic binding and quote process that allows you to submit your insurance application in real time and receive approved policies faster than ever.
For small businesses with under 50 lives, AmTrust provides the insurance products your clients need, and an unmatched company culture based on positive relationships and careful attention to detail.
Discover opportunities to write policies faster, earn more commission and provide a higher level of service with AmTrust. Get started, quickly, without a login.

ShelterPoint

ShelterPoint Life is New York’s largest statutory disability carrier, holding a rating of A- (Excellent) by A.M. Best Company. Founded in 1972 as The First Rehabilitation Life Insurance Company of America (First Rehab Life), ShelterPoint prides itself on offering products, technology and service platforms that are easy for insurance agents to understand, implement and administer.
With a broad, affordable portfolio of group benefits, ShelterPoint understands the needs of small, mid-sized and fast-growing businesses across New York.

ShelterPoint offers an electronic process that allows you to submit your application in real time, allowing you to receive approved policies faster. You can also remit payments online for greater convenience.

Guardian

Guardian offers a wide range of enhanced DBL benefits coverage, along with ancillary benefits that include group life, dental, vision and more. For years, New York business owners and HR directors have trusted Guardian to meet their disability benefits needs with customized solutions. Guardian carries a AA++ rating.
You’ll receive commission directly from the carriers, while The DBL Center acts as your back office, providing white glove service you can count on.

The Hartford

A renowned name in insurance of nearly every kind, The Hartford provides DBL coverage, enhanced DBL, and a full line of other employee benefits to help small business owners recruit and retain top talent.
Increase your commissions with multi-line discounts. Get started by filling out the chart below to bind your application for a small business with less than 50 lives.

Standard Security Life Insurance Company

With a A- (Excellent) rating, Standard Security provides DBL coverage and enhanced benefits to businesses in all 50 states. In operation since 1958, Standard Security understands insurance and customer service. With a full line of DBL coverage, enhanced DBL and ancillary benefits, insurance agents can earn more with multi-line discounts.