Enriched DBL Products(New York)

The D.B.L. Center Ltd. has come together with the carriers below to offer brokers a wider variety of choice through an Enriched NY DBL Plan for NY based employees.

Best of all, no underwriting is required for companies with less than 50 employees. For companies with more than 50 employees, all that is required is a census with the number of male and female employees and salary information, along with the name and address of the employer. For more information on this package, please click the 50-99 employee link.

In today’s challenging economy, employees affected by a disability usually find it difficult to make ends meet, especially with the New York state-mandated benefit of 50 percent to $170. These enriched programs allow employers to have the option of offering their employees a benefit that provides more income if they incur a short-term disability. Employers can thus elect to cover their employees for up to 52 weeks, versus the standard 26 weeks, and provide a 50 or 60 percent benefit replacement with maximums of $200 to $850 weekly.

These New York Disability Benefits Law enriched plans also offer the following types of coverage:

• The addition of In-Hospital Coverage
• Discounts when cross-sold with ancillary products (Life, Ltd, Dental)

To learn more about the Enriched NY DBL Plan for NY based employees download the full brochures below or click the 50-99 link to obtain a quote.

Download New York Enriched DBL Products from the Hartford (PDF)

Download New York Enriched DBL Products from Standard Security Life (PDF)

Download New York Enriched DBL Products from First Rehabilitation (PDF)

Download New York Enriched DBL Products from Guardian (DOC)

Download New York Enriched DBL Products from Zurich (PDF)

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