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Earn the Commission You Deserve with DBL Coverage


Write your New York State mandated DBL coverage policies through us, and earn commission for your sales.

DBL coverage (Disability Benefits Law) insurance is mandated in New York State. If you write your customers’ DBL coverage through NYSIF, you are literally leaving money on the table. Only privatized disability insurance sales earn commission for the brokers. Why walk away from commission for selling the same product, with better service and options to offer greater benefits with Enriched DBL?

Bind Your New York State DBL Coverage Right Now

InsuranceWholesaler.net makes it easy to bind pooled DBL coverage for organizations with under 50 lives. In addition, your customers will enjoy personalized service, easy online payments and claims and more, when we act as your back office support staff.

Simply choose a carrier below and follow the directions to bind coverage online in minutes.

Questions about commission rates you receive directly from each carrier? Call our office at 800-325-2777 and we will help. Additionally, to bind DBL coverage for organizations with more than 50 lives, contact us now for personalized service and a fast quote.

New York State DBL Pooled Rates-To Bind Coverage for Under 50 Lives*

Select a Carrier below to get started:

Company Rating Quarterly Male/Female Monthly Proprietor Coverage Annual inAdvance
AMTrust Group A $2.90/M
$6.35/F
$9.50 $19.80/M
$45.00/F
ShelterPoint Life A- $2.15/M
$4.60/F
$1.75/Male $3.80/Female $21.00/M
$45.60/F
Guardian A++ $2.60/M
$5.75/F
$6.85 $23.16/M
$53.88/F
*New Rates for Zip Codes 10000-11999
Hartford A $2.06/M
$4.20/F
$10.50 $20.08/M
$46.70/F
Standard Security A- $1.50/M
$3.30/F
$9.36 $18.00/M
$39.60/F

*All community rates are subject to carriers minimum premium.

Contact us for the commission you receive directly from the carriers above.
Please click here to see a list of our Group Ancillary Carriers for Life/AD&D, LTD, STD, Dental & Vision.


AmTrust Group

Click here to get started.

AmTrust offers an electronic process that will allow you to submit your application in realtime. This process will enable you to receive approved policies. The DBL Center thanks you for selecting AmTrust.

If you need assistance with any Statutory quotes for over or under 50 lives click here to see a list of our staff members in each department.


Broker Name
Broker Address
Email
Name of Insured
Doing Business As
Location Address
Mailing Address
City
State
Zip
Effective Date
Total # of Males
Total # of Females
Mode of Payment
Annual


Annual Premium
Quarterly Premium
Federal ID #
Nature of Business
Employee Contribution
Previous Carrier
New Venture
Additional Insured or Locations
Contact
Telephone

Hartford

Click here to get started.

Hartford offers an electronic process that will allow you to submit your application in realtime. This process will enable you to receive approved policies and remit payments online.

The DBL Center thanks you for selecting Hartford.

If you need assistance with any Statutory quotes for over or under 50 lives click here to see a list of our staff members in each department.

Standard Security

Click here to get started.

Standard Security offers an electronic process that will allow you to submit your application in realtime. This process will enable you to receive approved policies and remit payments online.

The DBL Center thanks you for selecting Standard Security.

If you need assistance with any Statutory quotes for over or under 50 lives click here to see a list of our staff members in each department.

Shelterpoint Life

Click here to get started.

No Logins Required to bind New DBL Applications.

ShelterPoint offers an electronic process that will allow you to submit your application in realtime. This process will enable you to receive approved policies and remit payments online.

The DBL Center thanks you for selecting ShelterPoint Life. Please Click Here to login to issue Certificates of Insurance and View Your Book of Business!

If you need assistance with any Statutory quotes for over or under 50 lives click here to see a list of our staff members in each department.

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First name

Last name

Email

Message

AmTrust

The DBL Center trusts AmTrust as one of our choice carriers. The company’s service-based culture is focused on broker satisfaction and success. The carrier offers an easy electronic binding and quote process that allows you to submit your insurance application in real time and receive approved policies faster than ever.

For small businesses with under 50 lives, AmTrust provides the insurance products your clients need, and an unmatched company culture based on positive relationships and careful attention to detail.

Discover opportunities to write policies faster, earn more commission and provide a higher level of service with AmTrust. Get started, quickly, without a login.

ShelterPoint

ShelterPoint Life is New York’s largest statutory disability carrier, holding a rating of A- (Excellent) by A.M. Best Company. Founded in 1972 as The First Rehabilitation Life Insurance Company of America (First Rehab Life), ShelterPoint prides itself on offering products, technology and service platforms that are easy for insurance agents to understand, implement and administer.

With a broad, affordable portfolio of group benefits, ShelterPoint understands the needs of small, mid-sized and fast-growing businesses across New York.

ShelterPoint offers an electronic process that allows you to submit your application in real time, allowing you to receive approved policies faster. You can also remit payments online for greater convenience.

Guardian

Guardian offers a wide range of enhanced DBL benefits coverage, along with ancillary benefits that include group life, dental, vision and more. For years, New York business owners and HR directors have trusted Guardian to meet their disability benefits needs with customized solutions. Guardian carries a AA++ rating.

You’ll receive commission directly from the carriers, while The DBL Center acts as your back office, providing white glove service you can count on.

The Hartford

A renowned name in insurance of nearly every kind, The Hartford provides DBL coverage, enhanced DBL, and a full line of other employee benefits to help small business owners recruit and retain top talent.

Increase your commissions with multi-line discounts. Get started by filling out the chart below to bind your application for a small business with less than 50 lives.

Standard Security Life Insurance Company of New York

Standard Security Life was founded in 1958, and is domiciled in the State of New York and headquartered in New York Cit. It is licensed in all 50 states, the District of Columbia, the Virgin Islands, and Puerto Rico. Standard Security Life provides various lines of life, health and disability insurance, including: employer medical stop-loss, disability benefit law (DBL), short-term medical, group major medical, individual and group dental and vision, individual accident and health insurance, group term life, specialty programs designed for volunteer emergency service personnel, including group life insurance and service awards programs. Standard Security is rated A- (Excellent) by A.M. Best Company, Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations (an A++ rating from A.M. Best is its highest rating).